DRIVER

Loan Terms

The parameters below describe the short-term consumer loans offered through DRIVER. They are illustrative — your binding figures appear in the individual agreement you sign at approval.

Provider: CLL ,REVIRD OGRN 4930286477711 18+ RUB (₽)

The numbers, at a glance

Each figure is confirmed again on your offer screen before you accept anything.

5,000–120,000 ₽Loan amount (up to 250,000 ₽ extended)
91–180 daysRepayment term
0.06–0.085%Daily service charge
Single or planSettlement format
34% APRMaximum annual percentage rate

Nothing here is due in 60 days or less — no DRIVER product requires repayment in full within 60 days of disbursement. With simple daily interest, the annual percentage rate (APR) equals the daily rate multiplied by 365; the 34% APR ceiling is never exceeded. Available in RUB (₽) to residents aged 18 and over who pass identity and scoring checks.

Two ways to see it

The bar splits what you'd repay into principal and the cost of credit, then works out the annual percentage rate (APR) in full.

Installment planExample A
Principal 40,000 ₽ Cost of credit 3,840 ₽
Term120 days
Daily charge0.08%
Total repayment43,840 ₽
29.2% Annual percentage rate (APR)Simple daily interest, annualized over the full term.

(3,840 / 40,000) × (365 / 120) = 0.096 × 3.042 = 29.2% APR

Single paymentExample B
Principal 15,000 ₽ Cost of credit 1,160 ₽
Term91 days
Daily charge0.085%
Total repayment16,160 ₽
31.0% Annual percentage rate (APR)Simple daily interest, annualized over the full term.

(1,160 / 15,000) × (365 / 91) = 0.0773 × 4.011 = 31.0% APR

Repayment, extension & early payoff

1

Where to pay

Settle from the in-app account, by bank transfer to the lender's account, or through partner collection points where available.

2

Extending

An extension is available if you clear all charges due as of the new start date and still meet the product's eligibility criteria.

3

Paying early

You may close the loan ahead of schedule with no prepayment penalty; interest is recalculated for the days the credit was actually outstanding.

Your rights & responsibilities

As a borrower you can

  • See a plain-language breakdown of every fee and condition before signing.
  • Ask support to clarify the rate structure, schedule, or any contract term.
  • Settle early under the rights granted by applicable consumer-finance law.

In return you agree to

  • Provide accurate, current personal, contact, and payment details.
  • Follow the repayment schedule set out in your signed agreement.
  • Tell DRIVER promptly if a scheduled payment is at risk of being missed.

Questions & complaints

For questions about the service, an individual contract term, or a formal complaint, write to support@driver-llc.loan or call 09448120397+. Each request is handled under our internal complaints procedure and the response deadlines set by consumer-protection rules.

Last updated: July 8, 2026 · support@driver-llc.loan