DRIVER is a digital lending company. One short-term credit product, one clear rate shown before you agree to anything, and a company that answers when you call.
DRIVER, LLC was formed in 2021 to answer a specific problem: short-term consumer credit was slow to access and hard to read. Applications meant branch visits, decisions took days, and rate disclosures were often printed too small to matter.
We built a single product instead of a broad platform — a short-term loan, originated and managed entirely through a mobile app, with every rate and fee shown before a borrower commits to anything.
We're a private, currently operating consumer finance company. This page covers what we do, the principles that govern how we handle applications and data, and how to reach us directly.
DRIVER operates one product: a short-term, unsecured consumer loan, applied for, disbursed, and repaid through our mobile application. We don't sell a bundle of financial products or manage third-party investments.
The figures below are a condensed reference — your specific offer is confirmed on screen before you accept it.
A short in-app form collects the requested amount, term, and the identity details a credit decision requires.
Identity is confirmed with a document photo and a selfie check. Scoring runs automatically.
Approved funds are sent to your card. The offer screen shows the exact amount, term, and APR.
Balance, schedule, and payoff are managed from the app. No penalty for paying early.
Every rate, fee, and repayment figure is shown before an application is confirmed — never after.
Our APR ceiling of 34% is company policy, applied to every offer regardless of risk profile.
We collect what a lending decision requires and nothing more. Photos are deleted on a fixed schedule.
Close a loan ahead of schedule at any time; interest is recalculated for days actually outstanding.
Automated scoring handles the decision; a support team handles everything a script shouldn't.
Security practices and lending criteria are reviewed on a regular schedule.
Security and privacy are an ongoing obligation, not a one-time disclosure. Standing practice, described in full in our Privacy Policy.
Minimal collection.Limited to what a credit decision and legal recordkeeping require.
Encrypted, always.Data in transit and at rest is encrypted; access is role-based and logged.
Verification photos, deleted.Used only for identity checks, then removed within 30 days.
Your rights, on request.Access, correction, and deletion honored on written request.
"I filled the form on the bus and had an answer before I got home. No branch, no waiting room."
"What I noticed was the APR spelled out before I confirmed anything. No surprises after the fact."
"I closed the loan early through the app in two taps. No call, no fee for doing it ahead of schedule."
We originate and service one product — a short-term consumer loan — entirely through our mobile app. We are not a bank, a broker, or an investment platform.
Residents aged 18 or over who pass identity verification and our scoring criteria. Eligibility is confirmed during the application, not guaranteed in advance.
The annual percentage rate is the daily charge multiplied by 365. It never exceeds our 34% policy cap — see the worked examples in Loan Terms.
Yes, at any time and with no prepayment penalty. Interest is recalculated for the days the loan was actually outstanding.
Contact support before the due date if possible. An extension may be available if outstanding charges are cleared and eligibility criteria are still met.
Email support@driver-llc.loan or use the Support page. Most requests receive a reply within one to two business days.
Email support@driver-llc.loan or call 09448120397+. Most requests get a reply within one to two business days.